James Zhang, Ralph O'Brien - September 15, 2020
Income Protection’s Time to Shine?
COVID-19 has highlighted the risk of involuntary unemployment and is driving consumer interest to retail Income Protection...
Ralph O’Brien
Ralph is responsible for NMG’s UK Distribution Insights business which focuses on both group and retail distribution across life insurance and wealth management. Ralph works with insurers, platforms and asset managers on issues of competitive strategy and performance management and contributes as a subject matter expert to consulting assignments in these markets.
Knowledge By Ralph O’Brien
Jane Craig, Ralph O'Brien - February 6, 2020
“Say-do” gap – getting the truth in customer insight
A recent behavioural study conducted by the Nest Pensions Insights team provides a reminder of the one...
Andrew Baker, Ralph O'Brien - November 5, 2019
NEST’s members: targets for competitors?
The minimum contributions ramp-up is helping drive growth in DC workplace pension flows. In parallel, the switching...
Andrew Baker, Ralph O'Brien - October 10, 2019
DC workplace pensions: rising flows
The minimum contributions ramp-up is helping drive growth in DC workplace pension flows. In parallel, the switching...
Andrew Baker, Charles Lake, Ralph O'Brien - May 15, 2019
UK wealth value chain is gradually contracting
The UK wealth industry value chain has been resilient over the past decade, despite many changes including...
Ralph O'Brien - February 21, 2018
UK equity release: returning to respectability
In Part 1 of our focus on equity release, we identified the core drivers of a…