Ashwin works with major banks and insurers on questions of participation strategy, business configuration and economics and a focus on retail and alternative distribution channels (bank, broker and direct). He has worked on domestic market entry, M&A, portfolio re-structuring and organisational change assignments in markets including Australia, the UK, South Africa and Asia. He has also worked extensively with cross-border insurers, platforms and asset managers focused on the HNW and expatriate segments internationally. He has over 15 years of experience in the insurance and wealth sectors working in both consulting and corporate roles, including his time in NMG since 2004.