Advice: Back to a better future
The recommendations of the Quality of Advice Review would force large institutions back to the table on advice, re-define digital advice models and have significant flow-on implications for customer-facing channels.
Expertise: Strategy
The Age of the Titans is upon us
There’s been a lot said over the past few years about “rise of the (superannuation) titans”. ‘The Titans’, having now well and truly risen, and with the contributing industry and regulatory conditions generally well understood, we thought it worth a discussion on what comes next.
The complexity of performance fees
Performance Based Fees: a lot more complex than you’re likely giving them credit for, and that may come back to bite you…
A future industry structure
Advice propositions today are largely based on providing consumers with comprehensive advice (considering a wide range of the consumer’s financial needs, circumstances and products) on an ongoing basis and consumers have either accepted that or not engaged at all.
A diamond in the rough
Global Fixed Income strategies could provide a (increasingly rare) refrain from the beleaguerment faced by institutional asset managers…
Return of UK Bancassurance
Banks play a pivotal role in serving the life protection needs of mid-market consumers globally. UK banks could address the mid-market protection gap if only they would prioritise life protection.
The UK Master Trust Equity Story
With growing allocations of private capital into the long-term savings market, small independent Master Trusts offer an opportunity to private equity investors.
MPS Market Landscape: Part 2 – DFM Responses to Asset Manager MPS
Given growing competition from asset managers, what can DFMs do to protect and grow their share of the financial adviser channel?
A bright future for active ETFs
It has been a tough start to the year for ETFs (and for asset management in general), headline flows into ETFs to H1 CY22 were down ~23% period-on-period, with market volatility testing the nerves of many investors. However, looking beyond the headline numbers, there’s still a lot to play for.
ESG is here to stay
Long an institutional focus, ESG is rapidly gaining ground amongst retail advisers helped by regulatory change but also rising consumer demand and product availability. Managers are responding, but as ever it’s a nuanced market.